Trust & legal
This privacy policy describes how Loans Plainly, operated by SaasAppify LLC, collects, uses, and handles information when you use this website. It is written in plain language because we think you should be able to understand what a site does with your data without a law degree. If you have questions about this policy or your data, you can reach us through the contact page. Effective date: This policy is published and subject to update. The most recent version is the one on this page. When we make material changes, we note them in the changes section at the bottom.
This page is for general educational purposes only and does not constitute financial, legal, or tax advice.
Loans Plainly does not ask for, collect, or store Social Security numbers, government identification numbers, bank account information, income documentation, or any other data associated with a loan application. If you ever land on a page that asks for this information and claims to be Loans Plainly, you are likely on a different site. Our contact page is the appropriate place to report concerns.
See the related educational pages on this site for structured comparisons and examples. Tables in trust pages are summarized here in plain language rather than rendered as interactive layouts.
Analytics refers to data collection about how visitors use a website. It helps site operators understand which pages are most visited, how people navigate between them, where visitors come from, and how content performs over time. Analytics is a standard practice on most websites.
Loans Plainly uses analytics to understand how educational content is used. This helps identify pages that may be unclear, topics where more depth would help readers, and navigation patterns that suggest the site could be better organized.
What analytics data typically includes:
What analytics data does not include from this site:
How analytics are collected: Analytics providers typically use small pieces of code embedded in a website to track visits. This may involve setting cookies in your browser (see the cookies section below) or collecting information about your session when you load a page.
Third-party analytics provider: Loans Plainly uses a third-party analytics service to process this data. That service operates under its own privacy terms. We do not sell analytics data to advertisers or data brokers.
IP address handling: Your IP address may be transmitted to an analytics service as part of standard web traffic. This is used for geographic approximation and bot filtering. Exact IP addresses are not displayed to us in reports.
Cookies are small text files that a website stores in your browser when you visit. They are not programs and cannot run code on your device. They are used to remember information between page loads or visits.
There are several types of cookies. On Loans Plainly, the relevant types are:
Analytics cookies: Set by the analytics service to track visits and measure how content performs. These cookies help distinguish one visitor from another across sessions so that analytics reports reflect real usage patterns rather than counting the same visit multiple times. Analytics cookies on this site do not identify you by name or associate your activity with your personal identity.
Functional cookies: May be set for basic site functionality - for example, remembering a user's preference if applicable. This site does not have a user login system, so functional cookies are minimal in scope.
What this site does not use cookies for:
Browser controls: You can control cookie settings through your browser. Most browsers allow you to block cookies, delete existing cookies, or be notified before a cookie is set. If you block analytics cookies, usage data from your visits will not be collected. Basic site functionality is not dependent on cookies.
Third-party cookies: Some third-party services integrated into this site may set their own cookies, governed by their own privacy policies. These are disclosed in the third-party services section below.
When you use the contact page to reach us, or send an email to a Loans Plainly contact address, the following applies:
What we collect: The information you provide in your message - typically your name, email address, and the content of your inquiry. We do not ask for financial account numbers, Social Security numbers, or loan application information through our contact system.
Why we collect it: To read and respond to your inquiry.
How it is stored: Contact submissions and emails are stored in the email and contact management systems used by the operator, SaasAppify LLC. These systems are standard business communication tools and are not loan processing systems.
Who sees it: Members of the Loans Plainly team responsible for responding to inquiries. Contact data is not sold or shared with advertisers, lenders, or data brokers.
How long it is retained: Contact messages are retained as long as they are reasonably needed for business communication purposes. We do not have a fixed deletion schedule for general inquiries, though we aim to handle inquiries promptly and do not maintain indefinite archives.
What to include and not include: Please do not include sensitive financial information - Social Security numbers, account numbers, tax document details - in a contact message. We are a financial education site and cannot use that information for any productive purpose. If you include sensitive financial information in a contact message, we will not use it and will ask you to resubmit your question without it.
If you visit this site without contacting us and without voluntarily submitting any form, the only data collected about you is analytics data: which pages you visited, roughly where you are located, what browser and device you used, and how you found the site. That data is processed by our analytics provider and is not linked to your personal identity.
If you contact us, we retain the contact information and message content you provided for the purpose of responding to you. We do not combine contact data with analytics data to build profiles of individual visitors.
Loans Plainly uses third-party services to operate the website. These services may process data from visitors as part of their operation.
Analytics provider: Processes session and behavioral analytics data as described in the analytics section. Operates under its own terms and privacy policy.
Hosting and infrastructure: The website is hosted on web infrastructure. The hosting provider may process technical data (server logs, IP addresses) as part of standard web hosting. Hosting providers are not loan processors and do not receive financial application data.
Content delivery and performance: Standard web performance tools may be used. These may process technical request data.
What we do not use:
If we add third-party services that materially change how data is collected or used, we will update this policy.
No. Loans Plainly does not sell personal data to third parties. This includes analytics data, contact submissions, and any other data described in this policy.
What "selling data" means in context: Some data practices involve collecting information about users and transmitting it to advertisers or data brokers in exchange for payment. Loans Plainly does not do this. The business model of this site is financial education, not data monetization.
Loans Plainly is a financial education website aimed at adult audiences - people who are researching borrowing decisions. It is not directed at children under 13, and we do not knowingly collect personal information from children under 13.
If you believe a child has submitted personal information through this site's contact form or other means, contact us at the address on the contact page and we will take steps to remove it.
This section uses the threshold of 13 as a reference to common regulatory standards. Regardless of applicable legal threshold, our content is designed for adults.
Loans Plainly may link to external sites - for example, to a government resource, a consumer protection agency, or financial literacy reference. When you click an external link, you leave this site. The privacy practices of the destination site are governed by that site's own policy, not this one.
We do not control and are not responsible for the privacy practices of external sites. We do not receive data about your activity on external sites you visit after clicking a link from this one.
We take reasonable precautions to protect the data we collect - primarily analytics data and contact submissions - from unauthorized access or disclosure. These include standard practices such as encrypted connections (HTTPS) for this site and access controls on systems that store contact data.
No internet transmission is fully secure. We cannot guarantee the security of data transmitted over the internet. For contact submissions, if you are sharing sensitive information, please consider whether email or a web form is the appropriate channel.
Analytics: You can opt out of analytics tracking by using browser cookie controls, using a browser extension designed for analytics opt-out, or enabling Do Not Track settings in your browser. Note that Do Not Track support varies by service. If you block analytics cookies, your visit will not be counted in our analytics data.
Contact data: If you have contacted us and wish to request deletion of your contact submission, you can reach us through the contact page. We will respond to reasonable deletion requests. We may retain certain records where required for legal or operational purposes.
Calculator inputs: No action needed. Calculator inputs are not transmitted or stored. They exist only in your browser while you are on the calculator page.
We may update this privacy policy. Reasons for updates may include changes to the services we use, changes to how the site operates, or clarifications based on reader questions.
How we communicate changes: Material changes will be noted in this section with a description of what changed and when. The effective date at the top of this page reflects the most recent update.
Your continued use: Continued use of the site after a policy update constitutes acceptance of the revised policy. If you object to a material change, you may stop using the site and contact us if you have outstanding questions about data we already hold.
What we will not do: We will not retroactively apply new data uses to data already collected without providing appropriate notice.
Questions about this privacy policy, requests related to your data, or concerns about how data is handled should be directed through the contact page.
Please do not include sensitive financial information (Social Security numbers, account numbers, tax documents) in privacy-related inquiries. Questions about this policy do not require that information.
For questions about the website's terms of use, see the terms page.
- Loans Plainly is a financial education site, not a lender. It does not collect loan application data, financial credentials, or sensitive personal financial information. - Analytics data - which pages you visited, your approximate location, your browser type - is collected through a standard analytics service to understand how educational content is used. - Cookies on this site are primarily analytics cookies. They track visits, not personal identity or financial behavior. - If you contact us, your name, email, and message are stored to respond to your inquiry. That data is not sold or shared with lenders or advertisers. - Calculator inputs exist only in your browser and are not collected or stored.
### Does Loans Plainly collect my loan application information?
No. Loans Plainly is a financial education website, not a lender or loan broker. It does not accept loan applications and does not ask for Social Security numbers, bank account details, income documents, or any other information associated with applying for a loan. If you use a calculator on this site, the numbers you enter run locally in your browser and are not transmitted or stored.
What are cookies and does this site use them? Cookies are small text files a website stores in your browser to remember information. Loans Plainly uses analytics cookies - set by a third-party analytics service - to track which pages are visited, how visitors navigate the site, and where traffic comes from. These cookies do not identify you by name and are not used for advertising. You can control or block cookies through your browser settings.
Does this site share or sell my data? No. Loans Plainly does not sell personal data. Analytics data is processed by a third-party analytics service under its own terms, and contact submissions are handled within internal communication systems. Neither is sold to advertisers, lenders, data brokers, or third parties for commercial purposes.
What happens if I contact Loans Plainly through the contact page? Your name, email address, and message are received and stored in the communication systems used by the site operator. The information is used to respond to your inquiry. It is not shared with lenders, advertisers, or data brokers. Please do not include sensitive financial information such as Social Security numbers or account numbers in contact messages - that information is not needed for any inquiry this site handles.
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